Через сколько времени начисляется кэшбэк после покупки?
Те, кто только начинает покупать в интернете, часто спрашивают, через сколько же времени начислится кэшбэк после совершенной покупки? Однако чтобы ответить на этот вопрос точно, нужно знать где и каким образом совершен заказ. Так что давайте просто посмотрим, какие факторы влияют на скорость начисления возврата.
Факторы, влияющие на скорость зачисления cashback
Итак, чтобы знать в каждом конкретном случае через сколько примерно приходит кэшбэк, нужно учитывать следующее:
- Каким образом получен кэшбэк — через онлайн сервис, карту или сканирование чека в спец. приложении. Если вы вдруг не знали, то основных способов получать возврат с покупок на сегодняшний день 3:
- Через онлайн кэшбэк сервисы (для заказов в интернете)
- Через банковскую карту с функцией кэшбэка (для повседневных трат оффлайн, а также в интернете)
- Через сканирование чека в спец. приложениях (работает для супермаркетов)
В каждом случае время зачисления будет абсолютно разным:
- Если покупать в интернет-магазинах через кэшбэк сервисы, то вне зависимости от конкретного сервиса, время обработки будет примерно одинаковым. Каким? А вот это зависит уже от конкретного сайта, на котором совершена покупка. Если вы купили цифровой товар (который не нуждается в доставке), то это может быть 1-10 дней, а вот если заказали что-то из Китая, то срок увеличивается до 15-60 дней. Об этом еще поговорим ниже. Во всех нормальных сервисах указываются примерные сроки и для каждого магазина они будут разными. Например, кэшбэк Летишоп указывает и средний, и максимальный срок обработки.
- В случае с покупками через карту с функцией cash back сроки очень сильно зависят от конкретного банка. Поскольку нет смысла здесь приводить условия всех банков, то вам придется выяснять это самостоятельно при выборе своей карты. Один из частых вариантов — сэкономленное возвращается в начале следующего месяца (за покупки в предыдущем). Кстати, основные дебетовые карты с кэшбэк можно посмотреть здесь.
- Наконец, сканирование чеков и получение через это кэшбэков это самый быстрый способ. Здесь деньги начисляются сразу после успешной проверки чека (при условии что в чеке были товары, за которые положен возврат). В среднем, это 3-6 дней. У самого популярного приложения по этой теме (Едадил) средний срок обработки чека 4-5 дней.
- Второй фактор (при покупке через кэшбэк сервисы) — конкретный сайт, на котором вы совершаете заказ. Возьмем 2 абсолютно разных по срокам примера. Первый — доставка еды через Delivery Club. Поскольку сама по себе услуга весьма быстро осуществляется, то и обработка длится в среднем 10-20 дней (максимум 30).
Второй — бронирование отеля через booking.com. Здесь сама по себе операция посерьезнее, поэтому сроки гораздо больше. Даже в среднем это 60 дней, а по факту может быть больше (70-90 суток). Причем заметьте, после фактического выезда из номера!
То есть представьте что сейчас июнь, а вы бронируйте отель на середину августа и до начала сентября. Вот с первых дней осени и будет отсчитываться срок, то есть по факту кэшбэк может прийти в конце ноября. Итого между фактическим бронированием и зачислением кэшбэка в данном случае проходит почти полгода.
- Третий фактор — банальная внимательность и грамотность покупателя в вопросе интернет-покупок. Как вы знаете, сайты в духе Aliexpress.com это не интернет-магазины, а полноценные рынки, где торгует очень много мелких и больших продавцов. На таких площадках обычно покупатель сам должен в итоге закрыть сделку, то есть после получения товара, если не имеет претензий, зайти в личный кабинет и начать на кнопку завершения сделки.
Если не подтвердить получение товаров, то придется просто ждать автоматического завершения, в итоге время обработки очень сильно затянется. Например, вам товар пришел за 20 дней, но вы не знали что надо подтвердить окончание сделки или просто забыли, и в итоге кэшбэк пришел аж через 1-2 месяца.
Итоги
Как видите, в вопросе сроков зачисления и обработки сэкономленных денег есть 3 фактора, которые влияют очень сильно. А если же вам нужен максимально обобщенный ответ, то кэшбэк зачисляется от 2 до 100 дней. Неплохой такой диапазон?
[Завершено] TopСashback возвращает кэшбэком до 100% от покупки на AliExpress Не предусмотрен кэшбэк. За некоторые операции банк не начисляет кэшбэк — например, за пополнение электронных кошельков, оплату ЖКХ, денежные переводы. Вот полный список операций, за которые нет кэшбэка
Кэшбэк это возврат небольшой части скидки покупателю за покупку товара или услуги на определённых условиях. Денежные средства зачисляются в рублях на выбранную вами платёжную систему или банковскую карту, с учётом комиссии платёжной системы или банка. Иными словами мы возвращаем вам часть потраченных денег на услуги отелей по всему Крыму, которые представлены у нас на сайте.
2. Как правильно забронировать отель и получить кэшбэк?
Для того чтобы получить кэшбэк вам необходимо правильно заполнить форму бронирования, с указанием всех необходимых данных и самое главное номера брони и даты заезда, они должны совпадать с данными что вы указываете на сайте отеля. Если вы допустили ошибку в дате или номере брони, Кэшбэк может быть не начислен.
3. Зачем подтверждать бронь?
Бронь подтверждается для того, чтобы отель был уведомлён о том что вы пришли от нашего сервиса и вам был начислен, а в последующем выплачен кэшбэк. Если вы не подтвердите бронирование, кэшбэк начислен не будет.
4. Сколько денег мне будет возвращаться с каждого заказа?
Величина кэшбэка зависит от суммы, затраченной на проживание в отелях, пансионатах, гостевых домах. Процент кэшбэка указан в описании.
Бронь можно отменить в личном кабинете, пока отель не подтвердил её. Кэшбэк и уже подтверждённое бронирование удаляется по запросу в службу поддержки, с указанием номера брони.
2. Кэшбэк не зачисляется на баланс. Что делать?
Если заявка новая, необходимо дождаться подтверждения от отеля.
Отель получает вашу бронь и подтверждает её, статус заявки меняется и вам автоматически будет начислен кэшбэк. После проживания в отеле, в течение 30 дней, вам будет доступна возможность вывода средств
Предварительный кэшбэк начисляется как только отель подтвердит ваше бронирование, для ускорения процесса вы можете связаться со стойкой регистрации отеля и сообщить им что бронируете через наш сервис.
2. Куда можно вывести средства?
Вы можете вывесте средства на карту или счёт платёжной системы доступной для вывода.
3. Что делать, если средства не зачислены?
Убедитесь в правильности введённых данных в личном кабинете, после этого обра90000 How Does Cash Back Work? 90001 90002 What is Cash Back and How Does Cash Back Work? 90003 90004 90005 Cash back is a perk many credit card companies offer on some of their rewards credit cards and refers to earning back a percentage of the money you spend on your credit card. Some cards offer the opportunity to earn even more cash back on purchases made by enrolling in quarterly promotions or making purchases through their virtual shopping portals.90006 90005 Typically, there is a limit or cap on how much cash back you can earn on purchases through promotions or quarterly rewards programs. For example, the Discover it 90008 ® 90009 Cash Back card may let you activate 5 percent cash back at gas stations up to $ 1,500 for the quarter, and provide 1 percent cash back on all other purchases. Be sure to read the terms and conditions to fully understand (and take advantage of) your card’s cash back rewards program. 90006 90011 90012 90002 How Can I Redeem Cash Back? 90003 90005 Cash back can be redeemed in a number of ways: 90006 90017 90018 90019 Bank Deposit: 90020 This is cash back that is earned and deposited directly into your checking or savings account.Some cards may allow you to cash out your balance without needing to earn a minimum amount. Be sure to read your terms and conditions to understand your redemption thresholds. 90021 90018 90019 Statement Credit: 90020 You can often apply your cash back to your current credit card balance. 90021 90018 90019 Gift Cards: 90020 Some credit card companies allow you to get additional value by redeeming your cash back in the form of gift cards or e-certificates for popular retailers.90021 90018 90019 Charitable Donations: 90020 Some credit card companies allow you to donate some or all of your cash back to a charity of your choosing. 90021 90034 90035 90002 How Much Cash Back Do You Get from Discover? 90003 90005 The Discover it 90008 ® 90009 card allows you to earn 5% cash back on different categories throughout the year including grocery stores, gas stations and online shopping. Once you activate, you can earn up to $ 1,500 each quarter.You also get unlimited 1% cash back on all other purchases. 90006 90005 The Discover it 90008 ® 90009 Chrome card gives you 2% on gas and restaurants up to $ 1,000 each quarter. You also earn unlimited 1% cash back on all other purchases. 90006 90005 The Discover it 90008 ® 90009 Miles card earns unlimited 1.5x Miles for every dollar spent. You can use these Miles on everyday purchases and also redeem for cash. 90006 90005 The Discover it 90008 ® 90009 Student Cash Back and Discover it® Chrome for Students cards work the same as the other Discover it® and Chrome option, as well as offering a $ 20 statement credit each school year your GPA is 3.0 or higher for up to five years. 90006 90005 The Discover it 90008 ® 90009 Secured card is a credit building card and requires a refundable security deposit, however it also allows you to earn 2% on gas stations and restaurants up to $ 1,000 each quarter. Plus, you earn the 1% on all other purchases like our other cards. 90006 90005 And keep in mind, The Discover Cashback Match program will match the rewards you earn in your first year. 90006 90002 Should I Spend as Much as Possible to Earn Cash Back? 90003 90005 Cash back should not to be misinterpreted as an incentive to spend too much.Instead, you should look at it as a bonus for the money you would spend regardless of whether you were earning rewards. (The last thing you should do is charge more than you can afford just to get more cash back.) If you overspend and fall into debt, you risk running up interest charges that could wipe out the perks of rewards. 90006 90002 Choose the Right Card for You 90003 90005 A good idea may be to figure out which credit card is best for you, and then weigh all your options. Let’s break down the benefits so you can better weigh your options.90006 90068 90018 90019 Understand the offers. 90020 First, make sure you understand the details of each offer. Does the cash back apply to all purchases, select categories or a combination of both? Some cards may return a higher percentage back for groceries than they do for gas, as an example. Also, be sure you understand the maximum amounts you can earn and when and where you can redeem your bonuses. Lastly, remember that cash back cards may come with expiration rules. So, do not leave money on the table for missing regularly scheduled payments or going months without using your card.90021 90018 90019 Know your spending habits. 90020 Once you’ve nailed down the specifics of each offer, the next step is analyzing your spending habits and matching the cash-back categories to your style. What types of products and services do you purchase the most — books and movies? Home improvement? Travel? Some credit cards offer cash-back bonuses at different places throughout the year, so you have even more ways to save. In addition, other credit cards might feature shopping marketplaces that enable you to earn extra cash back at participating retailers.90021 90018 90019 Look beyond the cash back. 90020 While the cash back perks are enticing, do not forget to compare the non-cash back features of the card with your spending style. Do you like to pay off your credit card in full every month or just make the minimum payment? If you want to get the maximum benefit from a cash back rewards card, it can be a good idea to pay off your balance each month to avoid paying interest. 90021 90018 90019 Do not forget about APRs. 90020 Even on a single credit card account, APRs can vary depending on a few different factors.For instance, one APR may be charged for purchases and another for balance transfers. Promotional APRs can let you save over the short term by offering you a low or 0 percent interest rate on certain kinds of transactions, for a limited period of time. Keep in mind that some credit card companies will increase your APR if certain conditions are not met. By paying your balance on time, you may help ensure you keep your low APR. 90021 90018 90019 Compare fees. 90020 When it comes to credit card fees, be sure to read the fine print.Credit cards can vary significantly in what they’ll charge you for annual fees, late payments, balance transfer fees, etc. — so make sure you understand how these fees affect the way you like to spend. A Discover It card, for example, does not penalize you for paying late by raising your APR, and there’s no late fee on your first late payment. 90021 90089 90005 When choosing the right cash back credit card for you, read through the entire offer and get familiar with all the terms and conditions.Then carefully monitor your spending habits over the next few weeks to see how well your new card fits your lifestyle. 90006 90005 90093 Originally published June 29, 2016. 90094 90006 90005 90093 Updated April 15, 2020. 90094 90006 90005 90019 Legal Disclaimer: 90020 This site is for educational purposes and is not a substitute for professional advice. The material on this site is not intended to provide legal, investment, or financial advice and does not indicate the availability of any Discover product or service.It does not guarantee that Discover offers or endorses a product or service. For specific advice about your unique circumstances, you may wish to consult a qualified professional. 90006 .90000 How Does Discover’s Cashback Bonus Work? 90001 90002 You use your credit card all the time. Would not it be nice to be rewarded for your everyday purchases? 90003 90004 90002 Discover it 90006 ® 90007 Cash Back is a credit card that gives you cash back rewards on every purchase, allowing you to rack up bonuses to redeem at select merchants or for cash. Your Discover Cashback Bonus 90006 ® 90007 never expires, and you can redeem it in any amount, at any time.90003 90002 By understanding how the Discover Cashback Bonus 90006 ® 90007 program works, you can earn cash back on the things you buy. Consider these guidelines to help you take advantage of Discover’s Cashback Bonus: 90003 90015 90016 Maximize Your Earning Potential 90017 90016 Redeem Cashback Rewards in Any Amount, Any Time 90017 90016 Make Your Purchases Work for You 90017 90022 90023 1. Maximize Your Earning Potential 90024 90002 With a Discover it Cash Back card, you can earn 5 percent cash back at different everyday places each quarter like grocery stores, restaurants, gas stations, select rideshares and online shopping (Amazon.com, Walmart.com, PayPal and more), up to the quarterly maximum each time you activate. Use the 5 percent Cashback Bonus 90006 ® 90007 calendar to see the categories for each quarter. 90003 90002 The earning potential does not stop there. You automatically earn an unlimited 1 percent cash back on all purchases you make with your Discover it 90006 ® 90007 card. 90003 90002 Only Discover 90006 ® 90007 Cashback Match automatically matches all the cash back you’ve earned at the end of your first year.There’s no minimum spending or maximum rewards. Just a dollar-for-dollar match. 90006 1 90007 90003 90023 2. Redeem Cashback Rewards in Any Amount, Any Time 90024 90002 Now that you’ve earned all that cash back, what can you do with it? Discover offers many ways to redeem what you’ve earned. Stocking up on gift cards? Get added value by using your Cashback Bonus to pay for them — gift cards start at only $ 5. 90003 90002 Prefer to just cash out? You have a choice between receiving a statement credit to your next credit card bill, or just having that cash deposited directly into your bank account.It’s a quick and easy way to pay yourself back. 90003 90002 You also have the option to pay with your Cashback Bonus 90006 ® 90007 at Amazon.com and PayPal. You can use your Cashback Bonus 90006 ® 90007 to donate to charity, as well. Even better, Discover donates $ 25,000 to the charity that cardmembers donate to the most each year. 90003 90051 90023 3. Make Your Purchases Work for You 90024 90002 By fully taking advantage of the Discover Cashback Bonus 90006 ® 90007 program, your purchases work harder for you by earning you cash back rewards.The program is easy to use and accessible from the Discover website and mobile app. It’s one of the many benefits of card membership that makes the money you spend work harder for you. 90003 90002 90059 Published March 3, 2016. 90060 90003 90002 90059 Updated June 10, 2020. 90060 90003 90002 90059 1 — Only from Discover, as of June 2020. No purchase minimums. After the first 12 consecutive billing periods that your new account is open, we will match all of the cash back rewards you’ve earned on your credit card and apply them to your account in the following one or two billing periods.If your account is closed or no longer in the cash back reward program at the time we calculate your potential award, your cash back will not be matched. You’ve earned cash back rewards when they have posted to your account by the end of the 12th consecutive billing period. This promotional offer may not be offered in the future. This exclusive offer is available only to new cardmembers. 90060 90003 90002 90071 Redeem Any Amount Any Time: 90072 We will credit your account with your cash back bonus balance if your account is closed or has not been used in 18 months.See rewards terms and conditions. 90003 90002 90071 Cashback Match: 90072 We’ll match all the cash back rewards you’ve earned on your credit card from the day your new account is approved through your first 12 consecutive billing periods or 365 days, whichever is longer, and add it to your rewards account within two billing periods. You’ve earned cash back rewards only when they’re processed, which may be after the transaction date. We will not match: rewards that are processed after your match period ends; statement credits; rewards transfers from Discover checking or other deposit accounts; or rewards for accounts that are closed.This promotional offer may not be available in the future and is exclusively for new cardmembers. No purchase minimums. 90003 90002 90071 Amazon 90072 is not a sponsor of this promotion. Amazon, the Amazon.com logo and the smile logo are trademarks of Amazon or its affiliates. 90003 90002 90071 Legal Disclaimer: 90072 This site is for educational purposes and is not a substitute for professional advice. The material on this site is not intended to provide legal, investment, or financial advice and does not indicate the availability of any Discover product or service.It does not guarantee that Discover offers or endorses a product or service. For specific advice about your unique circumstances, you may wish to consult a qualified professional. 90003 90002 90071 Use Rewards at Amazon.com: 90072 For complete details on how to Pay with Cashback Bonus at Amazon.com see Amazon.com/CashbackBonus. Amazon is not a sponsor of this promotion. Amazon, the Amazon.com logo and the smile logo are trademarks of Amazon or its affiliates. 90003 90002 90071 Use Rewards at PayPal: 90072 For complete details on how to Pay with Cashback Bonus at PayPal see PayPal.com / Discover. Pay with Rewards will be available for eligible credit cards on eligible purchases. All reward redemptions are subject to Discover’s reward program terms. 90003 .90000 How Can I Redeem Cashback Bonus? 90001 90002 How can I redeem my 90003 Cashback Bonus 90004? 90005 90006 If you are registered for the Account Center you can browse all of your redemption options and redeem your 90003 Cashback Bonus 90004 online. 90009 90006 Not registered for the Account Center? Register Now. 90009 90006 90013 Note: 90014 If you do not wish to register for the Account Center, please call 1-800-DISCOVER (1-800-347-2683) to redeem your 90003 Cashback Bonus 90004.90009 90002 How do I redeem my 90003 Cashback Bonus 90004 online? 90005 90006 Just follow these easy steps once you are ready to redeem your 90003 Cashback Bonus 90004 90009 90026 90027 Log in to the Account Center 90028 90027 Select the Rewards option in the navigation bar and then select «Redeem 90003 Cashback Bonus 90004» from the drop down menu. 90028 90033 90006 After you select «Redeem 90003 Cashback Bonus 90004» you will be taken to the redemption page where you can see how much 90003 Cashback Bonus 90004 you have available to redeem.90009 90006 Redemption options include: 90009 90026 90027 Apply to your Discover bill or deposit any amount into your bank account 90028 90027 Pay with rewards at checkout at Amazon.com 90046 1 90047 and PayPal 90046 2 90047 90028 90027 Purchase gift cards starting at $ 5, with added value to each card 90028 90027 Make a charitable donation 90028 90033 90006 You can view your redemption on the Redemption History page. 90009 90002 Are there limitations on the amount of 90003 Cashback Bonus 90004 that I need in order to redeem? 90005 90006 Yes, the amount of 90003 Cashback Bonus 90004 needed to redeem varies by option: 90009 90026 90027 Credit your Discover card account or electronic deposit into your bank account-redeem starting at a penny 90028 90027 Pay with 90003 Cashback Bonus 90004 directly at Amazon.com and PayPal with no minimum. Redeem as much or as little 90003 Cashback Bonus 90004 as you like. 90028 90027 Partner gift cards start at $ 5 with added value to each — this means you need even less 90003 Cashback Bonus 90004 to get a $ 5 gift card! 90028 90027 Charity donation-options start at a penny 90028 90033 90006 90013 Note: 90014 To redeem your 90003 Cashback Bonus 90004 your account must be in good standing, which means it can not be suspended, restricted, delinquent, or otherwise in default.All redemptions are final. 90009 90006 Log in to the Account Center to see the 90003 Cashback Bonus 90004 Terms and Conditions for additional information. Not registered for the Account Center? Register Now. 90009 90002 Do I have to redeem all of my 90003 Cashback Bonus 90004 at one time? 90005 90006 No, you do not have to redeem all of your 90003 Cashback Bonus 90004 at one time. You can choose to redeem some or all of your 90003 Cashback Bonus 90004 — minimum redemption amounts vary by option.90009 90002 How do I redeem my 90003 Cashback Bonus 90004 for a statement credit? 90005 90006 Click the link to log in and redeem your 90003 Cashback Bonus 90004 for a statement credit. 90009 90002 Is redeeming my 90003 Cashback Bonus 90004 for a statement credit treated the same as a payment? 90005 90006 Yes redeeming 90003 Cashback Bonus 90004 for a statement credit is treated like a normal payment and applies towards your minimum payment. 90009 90006 Statement Credits / 90003 Cashback Bonus 90004 redemption payments made by 5 p.m. Eastern Time are credited to your account effective as of that same day. The Statement Credit / 90003 Cashback Bonus 90004 redemption payment amount is withdrawn immediately from the 90003 Cashback Bonus 90004 account after the redemption is made and can not be modified or cancelled. It may take up to 3 business days for Statement Credits / 90003 Cashback Bonus 90004 redemption payment to appear on your account. 90009 90002 What is Pay with 90003 Cashback Bonus 90004? 90005 90006 The Pay with 90003 Cashback Bonus 90004 program allows you to use your rewards at checkout to pay for a portion or your entire purchase on Amazon.com and PayPal. Enrollment is required. 90009 90006 Visit the following pages for full details about the program, including how to enroll / link your card. 90009 90002 What are the Terms and Conditions for Pay with 90003 Cashback Bonus 90004? 90005 90002 Who are Discover’s 90003 Cashback Bonus 90004 Partners? 90005 You can turn your 90003 Cashback Bonus 90004 into bigger rewards when you redeem for gift cards or instant eCertificates from popular brands. Click the link to log in and view the full list of our 90003 Cashback Bonus 90004 Partners.90002 Can I have Partner gift cards mailed to an address other than my billing address? 90005 90006 No. Partner gift cards can only be mailed to your billing address. 90009 90002 Can gift cards be mailed to an international address? 90005 90006 No, you can only redeem for gift cards if you live in the United States. 90009 90002 What are eCertificates? 90005 90006 eCertificates are a way to get rewards faster instead of waiting to receive a Partner gift card by mail.eCertificates are available immediately upon completing your order, and allow you to shop instantly with the Partner. You can access your eCertificate online or via the Discover Mobile App. Click the link to log in and access your eCertificate. 90009 90006 90013 Note: 90014 Please be aware that all Partners do not offer eCertificates. If the Partner does offer an eCertificate, you must select the eCertificate option in order to receive it. 90009 90002 What are the Terms and Conditions for Partner gift cards? 90005 90002 Which charitable partners can I donate my 90003 Cashback Bonus 90004? 90005 90002 Is making a charitable donation using my 90003 Cashback bonus 90004 tax deductible? 90005 90006 You must consult a tax advisor on whether your charitable donation is tax deductible.90009 90002 How long will it take to receive my reward after I submit my order? 90005 90006 The time it takes to receive your reward varies based on your redemption: 90009 90026 90027 Gift cards are sent by U.S. Mail to your current billing address in 7-10 business days after order completion, but please allow up to 3 weeks. Rush delivery is not available. Please allow extra time for mail delivery during holidays. 90028 90027 Electronic deposits will be sent to your designated financial institution within 3 days.90028 90027 Account credits will post to your account within 3 business days. 90028 90033 90002 What should I do if I have not received my reward? 90005 If you have not received your reward and it has been longer than 8 weeks since you submitted your order, contact Customer Service. You also can call Customer Service at 1-800-DISCOVER (1-800-347-2683). 90002 Can I cancel an order I already placed? 90005 No. Once an order has been processed, it can not be canceled. If you have questions about a processed order, contact Customer Service or please call 1-800-DISCOVER (1-800-347-2683).90002 Will my 90003 Cashback Bonus 90004 ever expire? 90005 90006 Rewards have no expiration. We will credit your account with your 90003 Cashback Bonus 90004 balance if your account is closed or if you have not used it within 18 months. Redemption may not be available for 24-48 hours if your card is reported lost or stolen. 90009 90006 90013 Use Rewards at Amazon.com: 90014 For complete details on how to Pay with 90205 Cashback Bonus 90206 at Amazon.com see Amazon.com/CashbackBonus.Amazon is not a sponsor of this promotion. Amazon, the Amazon.com logo and the smile logo are trademarks of Amazon or its affiliates. 90009 90006 90013 Use Rewards with PayPal: 90014 For complete details on how to Pay with 90205 Cashback Bonus 90206 with PayPal see PayPal.com/Discover. Pay with Rewards will be available for eligible credit cards on eligible purchases. All reward redemptions are subject to Discover’s reward program terms. 90009 90214 Credit Card Rewards 90005 90216 90214 Need further assistance? 90005 90006 Go to Help Center home 90009 90006 Back to Top 90009 .90000 Cashback credit cards — Money Advice Service 90001 90002 90003 Cashback credit cards offer you the chance to earn cash from the money you spend, by paying you a percentage back or giving you reward points. 90004 90005 90006 90003 What is cashback? 90004 90009 90002 When you buy something, you get a percentage of the amount it cost paid back to you. This means cashback is a way of getting money off things you buy — think of it like a reward or incentive. It’s normally a feature of credit cards, but some current accounts also have cashback.90005 90002 Often cashback is offered on specific purchases, like fuel or for bills. But many providers now offer cashback on anything that you buy. 90005 90006 How does cashback work 90009 ? 90002 If a credit card pays 1% cashback on all purchases, you could earn £ 50 if your annual spend is £ 5,000. But make sure you pay your balance off in full each month, otherwise the interest charges could outweigh the benefits. 90005 90002 Each time you use the card, you earn a percentage of your spend back in the form of cashback.90005 90002 For example if your card pays 2% cashback and you spend £ 100 in a shop, you will earn £ 2. 90005 90002 This cashback is generally paid annually, though some cards will pay cashback on a monthly basis. 90005 90002 Most cashback cards credit the amount you earned onto your statement, reducing your credit card bill. Some cards send the cashback to a bank account so you can spend it, or let you convert it to points or vouchers. 90005 90002 Reward points can normally be exchanged at any point once you have enough to qualify for a ‘reward’.90005 90002 90003 Cashback cards come in various forms: 90004 90005 90032 90033 some will simply pay a flat rate of cashback, no matter how much you spend or where you spend it 90034 90033 others pay tiered rates of cashback depending on how much you spend. For example, 0.5% if you spend less than £ 6,000 annually, 1% if you spend more than that. Be careful this does not tempt you to spend more than you can afford to repay comfortably 90034 90033 some cards offer different rates of cashback depending on where you spend your money.For example, 1% on money spent in supermarkets, 2% on money spent in department stores and 3% on money spent on fuel. 90034 90039 90006 When cashback cards are a good idea 90009 90002 If you pay your credit card bill off in full every month then cashback credit cards can be a great idea as you’re getting rewarded for spending money that you would have spent anyway. 90005 90002 If you do not always pay off your credit card bill in full, then cashback credit cards are not such a good choice.90005 90002 While you’ll earn cashback on your spending, this will usually be less than the interest charged on your outstanding debt. 90005 90006 Do not get taken advantage of 90009 90002 Card providers might attempt to convince you to take out a cashback credit card by coming up with all sorts of scenarios where you’ll earn a small fortune in cashback. 90005 90002 For example, they might use your spending on fuel or lunch at work to boost your total spend, and therefore the cashback you could earn, from the card.90005 90002 However, if you normally pay for these things by debit card or cash, and do not intend to change that behaviour, you will not see the benefit in cashback. 90005 90002 If you’re not comfortable paying by credit card for these things or you worry about getting into debt, you should avoid taking out a card. 90005 90002 If you have a cashback card, do not be tempted to spend more just to earn cashback or reward points. 90005 90006 Fees 90009 90002 Another thing to bear in mind before taking out a cashback credit card is that you might have to pay an annual or monthly fee for the card.90005 90002 These usually range from a few pounds a month up to £ 25 a year paid annually for some cards. 90005 90002 Factor this fee in. If you only do a little spending on your card each month and do not want to increase that spending, then it might be that any cashback you would have earned will be wiped out by the fee. 90005 90006 Your spending habits 90009 90002 If you want to earn the most cashback possible, it can make sense to put all of the spending you usually do each month onto your credit card.90005 90002 However, you should not see this as an excuse to spend more than you usually would, simply to earn more cashback. 90005 90002 That extra cashback can be irrelevant if you’re unable to pay off the credit card bill each month as it could easily be outweighed by interest charges. 90005 90006 The golden rule of cashback credit cards 90009 90002 Always aim to pay off your credit card each month on time, and in full, otherwise any money earned in cashback will be taken away by interest owed or fees.90005 90006 Further research 90009 90002 For more information and guidance, follow the links below: 90005 .
Очень «вкусное» предложение для наших читателей: если вы до 21 июня включительно сделаете заказ на «АлиЭкспресс» на сумму в $15 или больше через кэшбэк-сервис TopCashback, то после получения этого заказа получите кэшбэк в размере всё тех же $15.
Для тех у кого еще не было аккаунта в TopCashback, достаточно просто зарегистрироваться по специальной ссылке и акция активируется автоматически. Кроме того, в этом случае засчитываются заказы не только на «АлиЭкспресс» — можно сделать заказ в GearBest, Banggood, Shein и любом другом магазине который представлен на этом кэшбэк-сервисе.
Чтобы не обижать тех, кто уже зарегистрировался ранее по нашей ссылке, акция будет работать и для них. В этом случае нужно перейти на «АлиЭкспресс» строго по этой ссылке и на открывшейся странице нажать на кнопку Get Cashback Now.
По техническим причинам, для этой группы пользователей в счёт акции будут засчитаны заказы только в «АлиЭкспресс».
Особенности начисления $15 кэшбэка:
1) «АлиЭкспресс» отклоняет кэшбэк по покупкам, в которых был использован текстовый промокод. Не пользуйтесь такими промокодами в этой покупке, иначе кэшбэк по акции не будет начислен.
2) Переходите по нашим партнёрским ссылкам в браузере, используя режим «Инкогнито» или приватную вкладку. Даже выключенное браузерное расширение Letyshops, Backit и других кэшбэк-сервисов может «перехватить» кэшбэк.
3) Чтобы кэшбэк гарантировано засчитался, и вам не пришлось писать в саппорт, лучше купить какой-нибудь один товар на сумму от $15.
При этом, по правилам акции, допускается покупка нескольких товаров, в том числе от разных продавцов, на общую сумму в $15. Но такая покупка должна быть сделана в рамках одного заказа.
В таком сложном заказе возможны накладки, так как TopCashback придётся дожидаться подтверждения от AliExpress о получении покупателем каждого из товаров в заказе. Но представители TopCashback обещали разобраться со всеми такими заказами и начислить кэшбэк в ручном режиме.
4) Все, кто сделают заказ в «АлиЭкспресс» на сумму от $270 долларов, получат и $15, и стандартный кэшбек в размере 6% от всей суммы заказа.
5) Конечно, следует помнить что «АлиЭкспресс» может по тем или иным причинам не выплатить вознаграждение кэшбэк-сервису, так что гарантировать мы, к сожалению, ничего не можем.
Однако, как я писал в статье о TopCashback, за многие годы работы у меня не возникло ни малейших сомнений в репутации этого кэшбэк-сервиса.
Как работает кэшбэк
Может быть несколько причин.
Еще не истек расчетный период. Банк начислит кэшбэк сразу за все покупки месяца в день выписки. До этого вы можете посмотреть, сколько кэшбэка заработали и за какие покупки, в истории платежей.
Банк не успел рассчитать кэшбэк. Иногда кэшбэк за некоторые покупки не успевает рассчитаться в текущем расчетном периоде, и вот почему. Каждый платеж проходит два этапа: при оплате банк подтверждает, что карта работает и на ней есть деньги (это авторизация), а в течение 1–3 дней после платежа банк переводит сумму покупки на счет магазина (это транзакция). Пока не прошла транзакция, банк не может рассчитать и начислить сумму кэшбэка за покупку. Поэтому покупки, которые были оплачены в конце расчетного периода, обычно не попадают в выписку, а кэшбэк за них начисляется в следующем месяце.
Не выполнены условия. Если речь идет о повышенном кэшбэке за покупку по спецпредложению, проверьте условия: мы не сможем начислить кэшбэк, если вы их не выполнили. У некоторых акций могут быть особые условия, например такие:
- оплатить покупку картой Тинькофф в одной из указанных точек;
- оплатить именно на сайте, а не в магазине или у курьера;
- совершить покупку на определенную сумму;
- получить бонусы можно только за несколько покупок, а не за все;
- максимальная сумма бонуса может быть ограничена.
Продавец неверно указал данные магазина. Если кэшбэк не начислили или начислили неправильно, проверьте данные магазина — это можно сделать в истории покупок в приложении или в личном кабинете. Дело в том, что банк распознает покупки, за которые полагается повышенный кэшбэк, по MCC-коду магазина — это четырехзначный код, который описывает вид деятельности торговой точки. Если продавец указал очевидно неправильный МСС-код — например, «Связь» вместо «Авиабилеты», напишите в чат — скорее всего, мы сможем пересчитать кэшбэк.
Вы достигли лимита кэшбэка. За расчетный период можно получить не более 3000 ₽ кэшбэка за обычные покупки, все, что превысит эту сумму, сгорит. За покупки по спецпредложениям можно получить не больше 6000 ₽ кэшбэка, а все, что выше, начислим в следующем месяце.
Если ни одна из причин вам не подходит, напишите нам в чат — разберемся.
Часто задаваемые вопросы — Крым с Кэшбэком
Общие вопросы:
1. Что такое кэшбэк и как это работает?Кэшбэк это возврат небольшой части скидки покупателю за покупку товара или услуги на определённых условиях. Денежные средства зачисляются в рублях на выбранную вами платёжную систему или банковскую карту, с учётом комиссии платёжной системы или банка. Иными словами мы возвращаем вам часть потраченных денег на услуги отелей по всему Крыму, которые представлены у нас на сайте.
2. Как правильно забронировать отель и получить кэшбэк?
Для того чтобы получить кэшбэк вам необходимо правильно заполнить форму бронирования, с указанием всех необходимых данных и самое главное номера брони и даты заезда, они должны совпадать с данными что вы указываете на сайте отеля. Если вы допустили ошибку в дате или номере брони, Кэшбэк может быть не начислен.
3. Зачем подтверждать бронь?
Бронь подтверждается для того, чтобы отель был уведомлён о том что вы пришли от нашего сервиса и вам был начислен, а в последующем выплачен кэшбэк. Если вы не подтвердите бронирование, кэшбэк начислен не будет.
4. Сколько денег мне будет возвращаться с каждого заказа?
Величина кэшбэка зависит от суммы, затраченной на проживание в отелях, пансионатах, гостевых домах. Процент кэшбэка указан в описании.
5. Обязательна ли регистрация для получения кэшбэка?
Регистрация обязательна, т.к для бронирования отеля и получения кэшбэка нам нужны ваши персональные данные.
Технические вопросы (вопросы связанные с работой сервиса):
1. Как отменить бронь?Бронь можно отменить в личном кабинете, пока отель не подтвердил её. Кэшбэк и уже подтверждённое бронирование удаляется по запросу в службу поддержки, с указанием номера брони.
2. Кэшбэк не зачисляется на баланс. Что делать?
Если заявка новая, необходимо дождаться подтверждения от отеля.
Отель получает вашу бронь и подтверждает её, статус заявки меняется и вам автоматически будет начислен кэшбэк. После проживания в отеле, в течение 30 дней, вам будет доступна возможность вывода средств
Финансовые вопросы:
1. Как быстро начисляется кэшбэк?Предварительный кэшбэк начисляется как только отель подтвердит ваше бронирование, для ускорения процесса вы можете связаться со стойкой регистрации отеля и сообщить им что бронируете через наш сервис.
2. Куда можно вывести средства?
Вы можете вывесте средства на карту или счёт платёжной системы доступной для вывода.
3. Что делать, если средства не зачислены?
Убедитесь в правильности введённых данных в личном кабинете, после этого обра90000 How Does Cash Back Work? 90001 90002 What is Cash Back and How Does Cash Back Work? 90003 90004 90005 Cash back is a perk many credit card companies offer on some of their rewards credit cards and refers to earning back a percentage of the money you spend on your credit card. Some cards offer the opportunity to earn even more cash back on purchases made by enrolling in quarterly promotions or making purchases through their virtual shopping portals.90006 90005 Typically, there is a limit or cap on how much cash back you can earn on purchases through promotions or quarterly rewards programs. For example, the Discover it 90008 ® 90009 Cash Back card may let you activate 5 percent cash back at gas stations up to $ 1,500 for the quarter, and provide 1 percent cash back on all other purchases. Be sure to read the terms and conditions to fully understand (and take advantage of) your card’s cash back rewards program. 90006 90011 90012 90002 How Can I Redeem Cash Back? 90003 90005 Cash back can be redeemed in a number of ways: 90006 90017 90018 90019 Bank Deposit: 90020 This is cash back that is earned and deposited directly into your checking or savings account.Some cards may allow you to cash out your balance without needing to earn a minimum amount. Be sure to read your terms and conditions to understand your redemption thresholds. 90021 90018 90019 Statement Credit: 90020 You can often apply your cash back to your current credit card balance. 90021 90018 90019 Gift Cards: 90020 Some credit card companies allow you to get additional value by redeeming your cash back in the form of gift cards or e-certificates for popular retailers.90021 90018 90019 Charitable Donations: 90020 Some credit card companies allow you to donate some or all of your cash back to a charity of your choosing. 90021 90034 90035 90002 How Much Cash Back Do You Get from Discover? 90003 90005 The Discover it 90008 ® 90009 card allows you to earn 5% cash back on different categories throughout the year including grocery stores, gas stations and online shopping. Once you activate, you can earn up to $ 1,500 each quarter.You also get unlimited 1% cash back on all other purchases. 90006 90005 The Discover it 90008 ® 90009 Chrome card gives you 2% on gas and restaurants up to $ 1,000 each quarter. You also earn unlimited 1% cash back on all other purchases. 90006 90005 The Discover it 90008 ® 90009 Miles card earns unlimited 1.5x Miles for every dollar spent. You can use these Miles on everyday purchases and also redeem for cash. 90006 90005 The Discover it 90008 ® 90009 Student Cash Back and Discover it® Chrome for Students cards work the same as the other Discover it® and Chrome option, as well as offering a $ 20 statement credit each school year your GPA is 3.0 or higher for up to five years. 90006 90005 The Discover it 90008 ® 90009 Secured card is a credit building card and requires a refundable security deposit, however it also allows you to earn 2% on gas stations and restaurants up to $ 1,000 each quarter. Plus, you earn the 1% on all other purchases like our other cards. 90006 90005 And keep in mind, The Discover Cashback Match program will match the rewards you earn in your first year. 90006 90002 Should I Spend as Much as Possible to Earn Cash Back? 90003 90005 Cash back should not to be misinterpreted as an incentive to spend too much.Instead, you should look at it as a bonus for the money you would spend regardless of whether you were earning rewards. (The last thing you should do is charge more than you can afford just to get more cash back.) If you overspend and fall into debt, you risk running up interest charges that could wipe out the perks of rewards. 90006 90002 Choose the Right Card for You 90003 90005 A good idea may be to figure out which credit card is best for you, and then weigh all your options. Let’s break down the benefits so you can better weigh your options.90006 90068 90018 90019 Understand the offers. 90020 First, make sure you understand the details of each offer. Does the cash back apply to all purchases, select categories or a combination of both? Some cards may return a higher percentage back for groceries than they do for gas, as an example. Also, be sure you understand the maximum amounts you can earn and when and where you can redeem your bonuses. Lastly, remember that cash back cards may come with expiration rules. So, do not leave money on the table for missing regularly scheduled payments or going months without using your card.90021 90018 90019 Know your spending habits. 90020 Once you’ve nailed down the specifics of each offer, the next step is analyzing your spending habits and matching the cash-back categories to your style. What types of products and services do you purchase the most — books and movies? Home improvement? Travel? Some credit cards offer cash-back bonuses at different places throughout the year, so you have even more ways to save. In addition, other credit cards might feature shopping marketplaces that enable you to earn extra cash back at participating retailers.90021 90018 90019 Look beyond the cash back. 90020 While the cash back perks are enticing, do not forget to compare the non-cash back features of the card with your spending style. Do you like to pay off your credit card in full every month or just make the minimum payment? If you want to get the maximum benefit from a cash back rewards card, it can be a good idea to pay off your balance each month to avoid paying interest. 90021 90018 90019 Do not forget about APRs. 90020 Even on a single credit card account, APRs can vary depending on a few different factors.For instance, one APR may be charged for purchases and another for balance transfers. Promotional APRs can let you save over the short term by offering you a low or 0 percent interest rate on certain kinds of transactions, for a limited period of time. Keep in mind that some credit card companies will increase your APR if certain conditions are not met. By paying your balance on time, you may help ensure you keep your low APR. 90021 90018 90019 Compare fees. 90020 When it comes to credit card fees, be sure to read the fine print.Credit cards can vary significantly in what they’ll charge you for annual fees, late payments, balance transfer fees, etc. — so make sure you understand how these fees affect the way you like to spend. A Discover It card, for example, does not penalize you for paying late by raising your APR, and there’s no late fee on your first late payment. 90021 90089 90005 When choosing the right cash back credit card for you, read through the entire offer and get familiar with all the terms and conditions.Then carefully monitor your spending habits over the next few weeks to see how well your new card fits your lifestyle. 90006 90005 90093 Originally published June 29, 2016. 90094 90006 90005 90093 Updated April 15, 2020. 90094 90006 90005 90019 Legal Disclaimer: 90020 This site is for educational purposes and is not a substitute for professional advice. The material on this site is not intended to provide legal, investment, or financial advice and does not indicate the availability of any Discover product or service.It does not guarantee that Discover offers or endorses a product or service. For specific advice about your unique circumstances, you may wish to consult a qualified professional. 90006 .90000 How Does Discover’s Cashback Bonus Work? 90001 90002 You use your credit card all the time. Would not it be nice to be rewarded for your everyday purchases? 90003 90004 90002 Discover it 90006 ® 90007 Cash Back is a credit card that gives you cash back rewards on every purchase, allowing you to rack up bonuses to redeem at select merchants or for cash. Your Discover Cashback Bonus 90006 ® 90007 never expires, and you can redeem it in any amount, at any time.90003 90002 By understanding how the Discover Cashback Bonus 90006 ® 90007 program works, you can earn cash back on the things you buy. Consider these guidelines to help you take advantage of Discover’s Cashback Bonus: 90003 90015 90016 Maximize Your Earning Potential 90017 90016 Redeem Cashback Rewards in Any Amount, Any Time 90017 90016 Make Your Purchases Work for You 90017 90022 90023 1. Maximize Your Earning Potential 90024 90002 With a Discover it Cash Back card, you can earn 5 percent cash back at different everyday places each quarter like grocery stores, restaurants, gas stations, select rideshares and online shopping (Amazon.com, Walmart.com, PayPal and more), up to the quarterly maximum each time you activate. Use the 5 percent Cashback Bonus 90006 ® 90007 calendar to see the categories for each quarter. 90003 90002 The earning potential does not stop there. You automatically earn an unlimited 1 percent cash back on all purchases you make with your Discover it 90006 ® 90007 card. 90003 90002 Only Discover 90006 ® 90007 Cashback Match automatically matches all the cash back you’ve earned at the end of your first year.There’s no minimum spending or maximum rewards. Just a dollar-for-dollar match. 90006 1 90007 90003 90023 2. Redeem Cashback Rewards in Any Amount, Any Time 90024 90002 Now that you’ve earned all that cash back, what can you do with it? Discover offers many ways to redeem what you’ve earned. Stocking up on gift cards? Get added value by using your Cashback Bonus to pay for them — gift cards start at only $ 5. 90003 90002 Prefer to just cash out? You have a choice between receiving a statement credit to your next credit card bill, or just having that cash deposited directly into your bank account.It’s a quick and easy way to pay yourself back. 90003 90002 You also have the option to pay with your Cashback Bonus 90006 ® 90007 at Amazon.com and PayPal. You can use your Cashback Bonus 90006 ® 90007 to donate to charity, as well. Even better, Discover donates $ 25,000 to the charity that cardmembers donate to the most each year. 90003 90051 90023 3. Make Your Purchases Work for You 90024 90002 By fully taking advantage of the Discover Cashback Bonus 90006 ® 90007 program, your purchases work harder for you by earning you cash back rewards.The program is easy to use and accessible from the Discover website and mobile app. It’s one of the many benefits of card membership that makes the money you spend work harder for you. 90003 90002 90059 Published March 3, 2016. 90060 90003 90002 90059 Updated June 10, 2020. 90060 90003 90002 90059 1 — Only from Discover, as of June 2020. No purchase minimums. After the first 12 consecutive billing periods that your new account is open, we will match all of the cash back rewards you’ve earned on your credit card and apply them to your account in the following one or two billing periods.If your account is closed or no longer in the cash back reward program at the time we calculate your potential award, your cash back will not be matched. You’ve earned cash back rewards when they have posted to your account by the end of the 12th consecutive billing period. This promotional offer may not be offered in the future. This exclusive offer is available only to new cardmembers. 90060 90003 90002 90071 Redeem Any Amount Any Time: 90072 We will credit your account with your cash back bonus balance if your account is closed or has not been used in 18 months.See rewards terms and conditions. 90003 90002 90071 Cashback Match: 90072 We’ll match all the cash back rewards you’ve earned on your credit card from the day your new account is approved through your first 12 consecutive billing periods or 365 days, whichever is longer, and add it to your rewards account within two billing periods. You’ve earned cash back rewards only when they’re processed, which may be after the transaction date. We will not match: rewards that are processed after your match period ends; statement credits; rewards transfers from Discover checking or other deposit accounts; or rewards for accounts that are closed.This promotional offer may not be available in the future and is exclusively for new cardmembers. No purchase minimums. 90003 90002 90071 Amazon 90072 is not a sponsor of this promotion. Amazon, the Amazon.com logo and the smile logo are trademarks of Amazon or its affiliates. 90003 90002 90071 Legal Disclaimer: 90072 This site is for educational purposes and is not a substitute for professional advice. The material on this site is not intended to provide legal, investment, or financial advice and does not indicate the availability of any Discover product or service.It does not guarantee that Discover offers or endorses a product or service. For specific advice about your unique circumstances, you may wish to consult a qualified professional. 90003 90002 90071 Use Rewards at Amazon.com: 90072 For complete details on how to Pay with Cashback Bonus at Amazon.com see Amazon.com/CashbackBonus. Amazon is not a sponsor of this promotion. Amazon, the Amazon.com logo and the smile logo are trademarks of Amazon or its affiliates. 90003 90002 90071 Use Rewards at PayPal: 90072 For complete details on how to Pay with Cashback Bonus at PayPal see PayPal.com / Discover. Pay with Rewards will be available for eligible credit cards on eligible purchases. All reward redemptions are subject to Discover’s reward program terms. 90003 .90000 How Can I Redeem Cashback Bonus? 90001 90002 How can I redeem my 90003 Cashback Bonus 90004? 90005 90006 If you are registered for the Account Center you can browse all of your redemption options and redeem your 90003 Cashback Bonus 90004 online. 90009 90006 Not registered for the Account Center? Register Now. 90009 90006 90013 Note: 90014 If you do not wish to register for the Account Center, please call 1-800-DISCOVER (1-800-347-2683) to redeem your 90003 Cashback Bonus 90004.90009 90002 How do I redeem my 90003 Cashback Bonus 90004 online? 90005 90006 Just follow these easy steps once you are ready to redeem your 90003 Cashback Bonus 90004 90009 90026 90027 Log in to the Account Center 90028 90027 Select the Rewards option in the navigation bar and then select «Redeem 90003 Cashback Bonus 90004» from the drop down menu. 90028 90033 90006 After you select «Redeem 90003 Cashback Bonus 90004» you will be taken to the redemption page where you can see how much 90003 Cashback Bonus 90004 you have available to redeem.90009 90006 Redemption options include: 90009 90026 90027 Apply to your Discover bill or deposit any amount into your bank account 90028 90027 Pay with rewards at checkout at Amazon.com 90046 1 90047 and PayPal 90046 2 90047 90028 90027 Purchase gift cards starting at $ 5, with added value to each card 90028 90027 Make a charitable donation 90028 90033 90006 You can view your redemption on the Redemption History page. 90009 90002 Are there limitations on the amount of 90003 Cashback Bonus 90004 that I need in order to redeem? 90005 90006 Yes, the amount of 90003 Cashback Bonus 90004 needed to redeem varies by option: 90009 90026 90027 Credit your Discover card account or electronic deposit into your bank account-redeem starting at a penny 90028 90027 Pay with 90003 Cashback Bonus 90004 directly at Amazon.com and PayPal with no minimum. Redeem as much or as little 90003 Cashback Bonus 90004 as you like. 90028 90027 Partner gift cards start at $ 5 with added value to each — this means you need even less 90003 Cashback Bonus 90004 to get a $ 5 gift card! 90028 90027 Charity donation-options start at a penny 90028 90033 90006 90013 Note: 90014 To redeem your 90003 Cashback Bonus 90004 your account must be in good standing, which means it can not be suspended, restricted, delinquent, or otherwise in default.All redemptions are final. 90009 90006 Log in to the Account Center to see the 90003 Cashback Bonus 90004 Terms and Conditions for additional information. Not registered for the Account Center? Register Now. 90009 90002 Do I have to redeem all of my 90003 Cashback Bonus 90004 at one time? 90005 90006 No, you do not have to redeem all of your 90003 Cashback Bonus 90004 at one time. You can choose to redeem some or all of your 90003 Cashback Bonus 90004 — minimum redemption amounts vary by option.90009 90002 How do I redeem my 90003 Cashback Bonus 90004 for a statement credit? 90005 90006 Click the link to log in and redeem your 90003 Cashback Bonus 90004 for a statement credit. 90009 90002 Is redeeming my 90003 Cashback Bonus 90004 for a statement credit treated the same as a payment? 90005 90006 Yes redeeming 90003 Cashback Bonus 90004 for a statement credit is treated like a normal payment and applies towards your minimum payment. 90009 90006 Statement Credits / 90003 Cashback Bonus 90004 redemption payments made by 5 p.m. Eastern Time are credited to your account effective as of that same day. The Statement Credit / 90003 Cashback Bonus 90004 redemption payment amount is withdrawn immediately from the 90003 Cashback Bonus 90004 account after the redemption is made and can not be modified or cancelled. It may take up to 3 business days for Statement Credits / 90003 Cashback Bonus 90004 redemption payment to appear on your account. 90009 90002 What is Pay with 90003 Cashback Bonus 90004? 90005 90006 The Pay with 90003 Cashback Bonus 90004 program allows you to use your rewards at checkout to pay for a portion or your entire purchase on Amazon.com and PayPal. Enrollment is required. 90009 90006 Visit the following pages for full details about the program, including how to enroll / link your card. 90009 90002 What are the Terms and Conditions for Pay with 90003 Cashback Bonus 90004? 90005 90002 Who are Discover’s 90003 Cashback Bonus 90004 Partners? 90005 You can turn your 90003 Cashback Bonus 90004 into bigger rewards when you redeem for gift cards or instant eCertificates from popular brands. Click the link to log in and view the full list of our 90003 Cashback Bonus 90004 Partners.90002 Can I have Partner gift cards mailed to an address other than my billing address? 90005 90006 No. Partner gift cards can only be mailed to your billing address. 90009 90002 Can gift cards be mailed to an international address? 90005 90006 No, you can only redeem for gift cards if you live in the United States. 90009 90002 What are eCertificates? 90005 90006 eCertificates are a way to get rewards faster instead of waiting to receive a Partner gift card by mail.eCertificates are available immediately upon completing your order, and allow you to shop instantly with the Partner. You can access your eCertificate online or via the Discover Mobile App. Click the link to log in and access your eCertificate. 90009 90006 90013 Note: 90014 Please be aware that all Partners do not offer eCertificates. If the Partner does offer an eCertificate, you must select the eCertificate option in order to receive it. 90009 90002 What are the Terms and Conditions for Partner gift cards? 90005 90002 Which charitable partners can I donate my 90003 Cashback Bonus 90004? 90005 90002 Is making a charitable donation using my 90003 Cashback bonus 90004 tax deductible? 90005 90006 You must consult a tax advisor on whether your charitable donation is tax deductible.90009 90002 How long will it take to receive my reward after I submit my order? 90005 90006 The time it takes to receive your reward varies based on your redemption: 90009 90026 90027 Gift cards are sent by U.S. Mail to your current billing address in 7-10 business days after order completion, but please allow up to 3 weeks. Rush delivery is not available. Please allow extra time for mail delivery during holidays. 90028 90027 Electronic deposits will be sent to your designated financial institution within 3 days.90028 90027 Account credits will post to your account within 3 business days. 90028 90033 90002 What should I do if I have not received my reward? 90005 If you have not received your reward and it has been longer than 8 weeks since you submitted your order, contact Customer Service. You also can call Customer Service at 1-800-DISCOVER (1-800-347-2683). 90002 Can I cancel an order I already placed? 90005 No. Once an order has been processed, it can not be canceled. If you have questions about a processed order, contact Customer Service or please call 1-800-DISCOVER (1-800-347-2683).90002 Will my 90003 Cashback Bonus 90004 ever expire? 90005 90006 Rewards have no expiration. We will credit your account with your 90003 Cashback Bonus 90004 balance if your account is closed or if you have not used it within 18 months. Redemption may not be available for 24-48 hours if your card is reported lost or stolen. 90009 90006 90013 Use Rewards at Amazon.com: 90014 For complete details on how to Pay with 90205 Cashback Bonus 90206 at Amazon.com see Amazon.com/CashbackBonus.Amazon is not a sponsor of this promotion. Amazon, the Amazon.com logo and the smile logo are trademarks of Amazon or its affiliates. 90009 90006 90013 Use Rewards with PayPal: 90014 For complete details on how to Pay with 90205 Cashback Bonus 90206 with PayPal see PayPal.com/Discover. Pay with Rewards will be available for eligible credit cards on eligible purchases. All reward redemptions are subject to Discover’s reward program terms. 90009 90214 Credit Card Rewards 90005 90216 90214 Need further assistance? 90005 90006 Go to Help Center home 90009 90006 Back to Top 90009 .90000 Cashback credit cards — Money Advice Service 90001 90002 90003 Cashback credit cards offer you the chance to earn cash from the money you spend, by paying you a percentage back or giving you reward points. 90004 90005 90006 90003 What is cashback? 90004 90009 90002 When you buy something, you get a percentage of the amount it cost paid back to you. This means cashback is a way of getting money off things you buy — think of it like a reward or incentive. It’s normally a feature of credit cards, but some current accounts also have cashback.90005 90002 Often cashback is offered on specific purchases, like fuel or for bills. But many providers now offer cashback on anything that you buy. 90005 90006 How does cashback work 90009 ? 90002 If a credit card pays 1% cashback on all purchases, you could earn £ 50 if your annual spend is £ 5,000. But make sure you pay your balance off in full each month, otherwise the interest charges could outweigh the benefits. 90005 90002 Each time you use the card, you earn a percentage of your spend back in the form of cashback.90005 90002 For example if your card pays 2% cashback and you spend £ 100 in a shop, you will earn £ 2. 90005 90002 This cashback is generally paid annually, though some cards will pay cashback on a monthly basis. 90005 90002 Most cashback cards credit the amount you earned onto your statement, reducing your credit card bill. Some cards send the cashback to a bank account so you can spend it, or let you convert it to points or vouchers. 90005 90002 Reward points can normally be exchanged at any point once you have enough to qualify for a ‘reward’.90005 90002 90003 Cashback cards come in various forms: 90004 90005 90032 90033 some will simply pay a flat rate of cashback, no matter how much you spend or where you spend it 90034 90033 others pay tiered rates of cashback depending on how much you spend. For example, 0.5% if you spend less than £ 6,000 annually, 1% if you spend more than that. Be careful this does not tempt you to spend more than you can afford to repay comfortably 90034 90033 some cards offer different rates of cashback depending on where you spend your money.For example, 1% on money spent in supermarkets, 2% on money spent in department stores and 3% on money spent on fuel. 90034 90039 90006 When cashback cards are a good idea 90009 90002 If you pay your credit card bill off in full every month then cashback credit cards can be a great idea as you’re getting rewarded for spending money that you would have spent anyway. 90005 90002 If you do not always pay off your credit card bill in full, then cashback credit cards are not such a good choice.90005 90002 While you’ll earn cashback on your spending, this will usually be less than the interest charged on your outstanding debt. 90005 90006 Do not get taken advantage of 90009 90002 Card providers might attempt to convince you to take out a cashback credit card by coming up with all sorts of scenarios where you’ll earn a small fortune in cashback. 90005 90002 For example, they might use your spending on fuel or lunch at work to boost your total spend, and therefore the cashback you could earn, from the card.90005 90002 However, if you normally pay for these things by debit card or cash, and do not intend to change that behaviour, you will not see the benefit in cashback. 90005 90002 If you’re not comfortable paying by credit card for these things or you worry about getting into debt, you should avoid taking out a card. 90005 90002 If you have a cashback card, do not be tempted to spend more just to earn cashback or reward points. 90005 90006 Fees 90009 90002 Another thing to bear in mind before taking out a cashback credit card is that you might have to pay an annual or monthly fee for the card.90005 90002 These usually range from a few pounds a month up to £ 25 a year paid annually for some cards. 90005 90002 Factor this fee in. If you only do a little spending on your card each month and do not want to increase that spending, then it might be that any cashback you would have earned will be wiped out by the fee. 90005 90006 Your spending habits 90009 90002 If you want to earn the most cashback possible, it can make sense to put all of the spending you usually do each month onto your credit card.90005 90002 However, you should not see this as an excuse to spend more than you usually would, simply to earn more cashback. 90005 90002 That extra cashback can be irrelevant if you’re unable to pay off the credit card bill each month as it could easily be outweighed by interest charges. 90005 90006 The golden rule of cashback credit cards 90009 90002 Always aim to pay off your credit card each month on time, and in full, otherwise any money earned in cashback will be taken away by interest owed or fees.90005 90006 Further research 90009 90002 For more information and guidance, follow the links below: 90005 .
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